Invest
Real assets. Real returns. Real residency.
Crete combines EU stability, growing tourism, and Golden Visa pathways. Model your scenario, then talk to an advisor.
01
EU stability
Greek freehold title, eurozone economy, transparent registry.
02
Tourism tailwind
5M+ annual visitors to Crete; rental nights up year on year.
03
Golden Visa
EU residency through qualifying property investment — thresholds depend on location and property type.
04
Managed yield
Turnkey letting partners deliver year-round bookings.
Returns
Model your investment
Investment calculator
Estimate your annual yield and payback period.
Gross annual revenue
€66,430
Net annual income
€53,144
Annual ROI
11.8%
Payback period
8.5 yrs
Finance
Mortgage estimator
Mortgage & finance calculator
Estimate monthly payments and the cash needed to close on a Cretan property. For guidance only — confirm with a Greek mortgage advisor.
Loan amount
€350,000
Monthly payment
€1,886
Total interest
€215,889
Cash needed at close
€195,000
Personalised
Find your perfect property
Foreign buyer FAQ
The questions investors ask first
Can foreign buyers own property in Crete?
Yes — full freehold title is available to EU and most non-EU buyers. The process is well-defined and handled by Greek lawyers in English.
What are the total purchase costs?
Typically 8–10% of purchase price, covering 3.09% transfer tax, notary, lawyer, land registry, and agency fees.
How does the Golden Visa work?
Buy qualifying real estate and receive renewable EU residency for the whole family with no minimum-stay requirement. Golden Visa investment thresholds vary according to location and qualifying property type. Confirm the applicable threshold for the specific property and municipality before proceeding — see our Golden Visa guide at /golden-visa.
What rental yields are realistic?
Sea-view villas in prime areas typically deliver 5–9% net yields with managed letting. Kounali Mountain Resort villas have modeled net yields toward the upper end of that range.
How is rental income taxed?
Short-stay rental income is taxed in tiers starting at 15%, with deductible expenses. Many owners hold property in a Greek IKE company for cleaner accounting.